> ## Documentation Index
> Fetch the complete documentation index at: https://docs.robin.markets/llms.txt
> Use this file to discover all available pages before exploring further.

# Robin Markets FAQ: Fees, Safety, Wallets, and Withdrawals

> Answers to the most common questions about Robin Markets — fees, safety, supported wallets, withdrawal speed, and how yield and bonuses are paid.

Quick answers to the questions stakers ask most often. If you don't find what you need here, join the [Discord community](https://discord.gg/jskXXYUNU3) — the team and other users are happy to help.

<AccordionGroup>
  <Accordion title="What is Robin Markets?" icon="circle-info">
    Robin Markets is a capital efficiency layer for prediction markets. It lets you stake your Polymarket YES or NO outcome tokens into a vault that pairs opposing positions, merges them into USDC, and earns DeFi yield — all while preserving your original market exposure. See [How it works](/how-it-works) for the full lifecycle.
  </Accordion>

  <Accordion title="Are there any fees?" icon="coins">
    There is currently **no protocol fee** — you keep 100% of the yield your staked capital earns. The yield guarantee, matching bonus, and points yield are paid to you in full from Robin's wallet; they are never deducted from your earnings.

    The vault contract supports an optional protocol fee on the organic vault yield, but it is set to **0%** today. Any future change is gated behind Robin's TimeLock controller and team multi-sig, and a fee could only ever apply to organic yield, never to your principal.
  </Accordion>

  <Accordion title="Is my money safe? Can I lose money?" icon="shield-check">
    Robin is **non-custodial** — your funds stay on-chain and under your control at all times — and uses **no leverage**, so there is no liquidation risk. Your directional bet is fully preserved: when you withdraw, you get your original YES or NO tokens back, exactly as if you had held them on Polymarket.

    Like any DeFi protocol, Robin does carry **smart contract risk** and the third-party yield sources (Yearn, Morpho, Aave v3) carry their own. Lending pools can also occasionally face **temporary liquidity constraints**. Read the full [Risks](/contracts/risks) page before you stake, and only stake funds you can afford to lose.
  </Accordion>

  <Accordion title="Which Polymarket accounts are supported?" icon="wallet">
    Robin works with the on-chain Polymarket account that holds your outcome tokens — either a newer Polymarket **Deposit Wallet** or a legacy **Gnosis Safe proxy**. Connect the same wallet you use on Polymarket and Robin detects the right account automatically.

    <Warning>
      Email / **MagicLink** Polymarket accounts (created by signing up with an email address) are **not currently supported**.
    </Warning>
  </Accordion>

  <Accordion title="How fast are withdrawals?" icon="right-from-bracket">
    Withdrawals are processed in a **single on-chain transaction** — Robin burns your shares, unwinds any deployed capital, reconstructs your outcome tokens from USDC if needed, and returns everything atomically. There are no lockups; you can withdraw before or after market resolution.

    Your **bonus payout** (guarantee top-up, matching bonus, and points yield) arrives in a **separate USDC transaction** from Robin's wallet, typically within a few seconds to a few minutes after your withdrawal confirms.

    In rare cases, a lending pool with high borrow utilization can temporarily delay withdrawals — see [Risks](/contracts/risks).
  </Accordion>

  <Accordion title="What happens to tokens that aren't matched yet?" icon="scale-balanced">
    If you stake on one side of a market and there aren't yet enough opposing tokens on the other side, your tokens sit **idle** in the vault. They **still earn yield** while unmatched as part of the pool. The moment a counterpart deposit arrives, Robin automatically pairs and merges them and deploys the resulting USDC. You don't need to do anything.
  </Accordion>

  <Accordion title="Do I keep my Polymarket PnL and win rate?" icon="chart-line">
    Yes. When you withdraw — including a withdrawal at market resolution — your outcome tokens and yield move back to Polymarket, and your winning tokens redeem there for USDC. Your on-chain record looks exactly as if you had held the tokens directly on Polymarket the whole time, so your **PnL and win rate stay consistent**.
  </Accordion>

  <Accordion title="How is my APY calculated?" icon="percent">
    Your APY combines up to four sources: the **organic vault yield** from on-chain investments, a **minimum 6% APY guarantee**, an extra **1% matching bonus** for staking the pool-balancing side, and an extra **1% points yield** when you hold Robin Points. The app shows the full breakdown for every market. See [Yield guarantee](/yield-guarantee) and the [Points program](/points-program).
  </Accordion>

  <Accordion title="Do I need to claim my yield?" icon="hand-holding-dollar">
    No. Organic yield accrues automatically in the value of your vault shares and is returned when you withdraw. The guarantee, matching, and points bonuses are calculated at withdrawal and paid automatically — there is nothing to claim manually. You can review every payout in the **Activity** tab of your portfolio.
  </Accordion>

  <Accordion title="I joined a previous Robin beta — what happens to my points and funds?" icon="clock-rotate-left">
    Your beta TVL is still fully accessible and withdrawable, and your beta points carry over to the current product with a **10× multiplier**. No action is required. See the [Beta program](/beta-program) page for details and the legacy app link.
  </Accordion>

  <Accordion title="What network and tokens does Robin use?" icon="network-wired">
    Robin runs on **Polygon**. It stakes Polymarket conditional (outcome) tokens and deploys the merged collateral as **USDC** into DeFi yield strategies. See [Smart contracts](/contracts/overview) for all on-chain addresses.
  </Accordion>
</AccordionGroup>

<CardGroup cols={2}>
  <Card title="How it works" icon="gears" href="/how-it-works">
    Walk through the full lifecycle of a staked position, from deposit to resolution.
  </Card>

  <Card title="Risks" icon="triangle-exclamation" href="/contracts/risks">
    Understand smart contract and liquidity risks before you stake.
  </Card>
</CardGroup>